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One criterion you do not want to use for jewelry, any more than would use it for buying a car or a fur, is whether the jewelry is good investment or not. Some jewelers, who are reputable and reliable in other respects, offer jewelry as "an investment." Fine jewelers, in general, however, prefer to point out that jewelry is not v an investment except in beauty. jewelry, in fact, is a purchase, like a fur coat or a car. You should appreciate it, of course, although appreciation in that sense is not the same as the appreciation increase in value of an investment.

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